百老汇4001网投

\r\n\t1、投保年龄\r\n

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\r\n\t     被保险人年龄限为出生满28日至60周岁之间(含28日和60周岁)。\r\n

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\r\n\t2、保额限制\r\n

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\r\n\t    投保本险种最低基本保险金额1万元,累计最高基本保险金额\r\n

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\r\n\t     17周岁(含)以下限70万元,18—40周岁限60万元,41—45周岁限50万元,46周岁—50周岁限30万元,51周岁—60周岁限20万元。\r\n

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\r\n\t3、风险保额\r\n

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\r\n\t     以基本保险金额的1.5倍计入被保险人的疾病责任风险保额。\r\n

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\r\n\t4、体检规则\r\n

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\r\n\t    单独投保本险种在累计最高基本保险金额内免体检和契调。\r\n

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\r\n\t001、您的孩子近二年内是否住院检查或治疗(包括入住疗养院、康复医院等医疗机构)(因肺炎、急性呼吸道感染、鼻炎、急性胃肠炎、上消化道出血阑尾炎、脂肪瘤、四肢/肋骨骨折、生理性黄疸已痊愈的属于例外情况,仍可投保。)?\r\n

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\r\n\t002、您的孩子是否正在等候身体检查结果,或一年内是否有体检或医院门诊检查异常并被医生要求进一步治疗、检查或复查随访?是否出现过反复头痛或眩晕、晕厥、咯血、胸痛、呼吸困难、呕血、黄疸(除已痊愈的生理性黄疸或新生兒黃疸)、便血、听力下降、耳鸣、视力明显下降等;原因不明的皮肤或黏膜或齿龈出血、发热、体重下降(超过2公斤)、肌肉萎缩、包块或肿物、结节,身体的其他感觉异常或活动障碍?\r\n

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\r\n\t003、您的孩子是否有是否曾患有精神疾患、智能障碍、癫痫;恶性肿瘤;心脏病(包括先天性心脏病、风湿性心脏病、肺源性心脏病、心肌病、心脏扩大、心包疾病、心力衰竭)、高血压;脑血管病;肾脏疾病(包括慢性肾炎、肾病综合症、肾功能异常、肾功能衰竭、多囊肾);泌尿生殖系统疾病;呼吸衰竭;慢性酒精中毒;肝病(包括肝硬化、慢性肝炎、肝炎病毒携带);消化系统疾病 (包括慢性或溃疡性结肠炎、克隆病);糖尿病;血液疾病;瘫痪、严重残疾(包括失明、一肢及一肢以上断离、失聪)、骨骼肌肉组织的疾病;鼻喉疾病(不包括普通感冒或上呼吸道感染);艾滋病及HIV呈阳性者;接受器官移植;出生畸形、发育迟缓、惊厥、抽搐、脑瘫、智能障碍、先天性和遗传性疾病?\r\n

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\r\n\t004、您的孩子是否曾经使用任何成瘾药物?\r\n

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\r\n\t005、二周岁以下(含二周岁):您的孩子是否有早产、难产?出生体重是否低于2公斤?出生时是否曾有产伤、窒息等异常情况?\r\n

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\r\n\t006、您的孩子是否在投保其他保险公司重大疾病保险产品或保单复效时,被拒保、延期、附加条件或加费承保、或已提出或已经得到理赔?\r\n

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\r\n\t1、被保险人最近1年内是否有下列不适或症状:反复头晕、头痛、晕厥、抽搐、乏力、反复咳嗽、咯血、心悸、胸闷、胸痛、气短、呼吸困难、身体任何部位的包块或肿物、紫斑、反复腹痛、黄疸、肝区疼痛、浮肿、耳鸣、血尿、蛋白尿、便血、关节肿痛、肌肉萎缩、反复发热、明显体重下降(体重在6个月内下降超过5公斤)、原因不明的皮肤或鼻出血、淋巴结持续肿大?或被医生建议住院治疗或检查?\r\n

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\r\n\t2、被保险人最近2年内是否做过以下一项或几项检查并且检查结果有异常:心电图、超声心动图、血管造影、X光、B超、CT,核磁共振、内窥镜、病理检查、肌电图、肿瘤标志物检查、妇科检查、宫颈TCT检查、血液检查或其它检查项目?\r\n

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\r\n\t3、被保险人是否曾经被诊断或正患有以下任意疾病:\r\n

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\r\n\t    良、恶性肿瘤(含原位癌、癌前病变)、高血压(收缩压达到160mmHg或舒张压达到100mmHg)、心脏病(包括心功能不全、冠心病、心肌梗死、心肌病)、主动脉血管瘤;脑血管病(包括脑出血、脑中风、脑血管畸形);肝硬化、慢性肝功能衰竭失代偿期、慢性活动性肝炎(包括乙型、丙型病毒性肝炎或携带者)、糖尿病、胰腺炎、胰腺囊肿;溃疡性结肠炎、萎缩性胃炎或胃溃疡;肺部疾病(包括肺结核、慢性阻塞性肺病、尘肺、弥漫性肺间质纤维化、呼吸衰竭);先天性疾病、遗传性疾病、红斑狼疮、肾脏疾病(包括慢性肾炎、肾功能衰竭、多囊肾)、严重的血液疾病(包括白血病、血友病、再生障碍性贫血);神经疾病(包括癫痫、多发性硬化、重症肌无力);精神分裂症、抑郁症、脑炎后遗症或脑膜炎后遗症、阿尔茨海默病、帕金森病;性病、艾滋病及HIV阳性、接受过器官移植、法定传染病甲类或乙类;智力障碍、严重视力或听力障碍、脊柱或胸廓畸形、四肢、手足缺损或畸形、瘫痪或植物人状态;成瘾性药物、毒品中毒史?\r\n

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\r\n\t4、被保险人是否曾被保险公司解除合同、拒保、延期、条件承保或有过任何形式的重大疾病保险索赔?被保险人正在申请或已生效的重大疾病累计保额是否大于70万?\r\n

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\r\n\t5、(妇女适用)被保险人现在是否正处于怀孕28周至产后4周或合并妊娠并发症?或孕周未超过28周,但孕期检查结果有异常?被保险人最近1年内是否曾有阴道异常流血、不明原因乳头溢液?\r\n

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健康保重大疾病保险(少儿版)
“保终身+高性价比”的少儿重疾险产品
1、被保人的健康告知
2、填写保单
3、确认保单
4、在线缴费
健康保重大疾病保险(少儿版)
健康告知:

001、您的孩子近二年内是否住院检查或治疗(包括入住疗养院、康复医院等医疗机构)(因肺炎、急性呼吸道感染、鼻炎、急性胃肠炎、上消化道出血阑尾炎、脂肪瘤、四肢/肋骨骨折、生理性黄疸已痊愈的属于例外情况,仍可投保。)?

002、您的孩子是否正在等候身体检查结果,或一年内是否有体检或医院门诊检查异常并被医生要求进一步治疗、检查或复查随访?是否出现过反复头痛或眩晕、晕厥、咯血、胸痛、呼吸困难、呕血、黄疸(除已痊愈的生理性黄疸或新生兒黃疸)、便血、听力下降、耳鸣、视力明显下降等;原因不明的皮肤或黏膜或齿龈出血、发热、体重下降(超过2公斤)、肌肉萎缩、包块或肿物、结节,身体的其他感觉异常或活动障碍?

003、您的孩子是否有是否曾患有精神疾患、智能障碍、癫痫;恶性肿瘤;心脏病(包括先天性心脏病、风湿性心脏病、肺源性心脏病、心肌病、心脏扩大、心包疾病、心力衰竭)、高血压;脑血管病;肾脏疾病(包括慢性肾炎、肾病综合症、肾功能异常、肾功能衰竭、多囊肾);泌尿生殖系统疾病;呼吸衰竭;慢性酒精中毒;肝病(包括肝硬化、慢性肝炎、肝炎病毒携带);消化系统疾病 (包括慢性或溃疡性结肠炎、克隆病);糖尿病;血液疾病;瘫痪、严重残疾(包括失明、一肢及一肢以上断离、失聪)、骨骼肌肉组织的疾病;鼻喉疾病(不包括普通感冒或上呼吸道感染);艾滋病及HIV呈阳性者;接受器官移植;出生畸形、发育迟缓、惊厥、抽搐、脑瘫、智能障碍、先天性和遗传性疾病?

004、您的孩子是否曾经使用任何成瘾药物?

005、二周岁以下(含二周岁):您的孩子是否有早产、难产?出生体重是否低于2公斤?出生时是否曾有产伤、窒息等异常情况?

006、您的孩子是否在投保其他保险公司重大疾病保险产品或保单复效时,被拒保、延期、附加条件或加费承保、或已提出或已经得到理赔?